Notice of 3Q25 presentation
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14 April 2025
ASX ANNOUNCEMENT
NOTICE OF 3Q25 RESULTS PRESENTATION
Harmoney Corp Limited (ASX: HMY) (“Harmoney”) is pleased to advise that its CEO and Managing
Director, David Stevens, and CFO, Simon Ward, will host an online investor presentation to provide an
update on its performance for the 9 months ended 31 March 2025 (“3Q25”), including a Q&A session:
Date: Tuesday 29 April 2025
Time: 10:30am AEST / 12:30pm NZST
Please register at zoom.us/webinar/register/WN_20P1_j3HTJOiGuPgm8eBOw before the start of the
presentation. You will then receive a confirmation email explaining how to join.
Materials from the presentation will be released to the ASX market announcement platform.
This release was authorised by the CEO and Managing Director on behalf of the Board of Harmoney
Corp Limited.
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Create an account at investorhub.harmoney.com.au/auth/signup or scan the QR code in the header.
Submit questions about this announcement at investorhub.harmoney.com.au/s/0fb12e.
INVESTOR RELATIONS
For corporate queries, please contact Michael Pegum of Ethicus Advisory Partners via:
investors@harmoney.com.au.
ABOUT HARMONEY
Harmoney is the only 100% consumer-direct personal lender operating across Australia and New
Zealand. Harmoney provides customers with unsecured and secured personal loans that are fast,
easy, competitively priced (using risk-adjusted interest rates) and accessed 100% online. Harmoney’s
purpose is to help people achieve their goals through financial products that are fair, friendly, and
simple to use.
Harmoney’s proprietary digital lending platform, Stellare® is the power behind the platform. Stellare®
can process, approve and fund loan applications within minutes. Stellare® also replaces the traditional
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industry credit scorecard with a predictive behavioural analytics engine which uses machine learning
to analyse our rich, direct consumer data to deliver automated credit decisioning and superior
risk-based pricing.
For further information visit harmoney.com.au.
BUSINESS FUNDAMENTALS
● Harmoney provides risk based priced unsecured and secured personal loans of up to $70,000 to
consumers across Australia and New Zealand.
● Its 100% consumer-direct model and automated loan approval system is underpinned by
Harmoney’s scalable Stellare® proprietary technology platform.
● A large percentage of Harmoney’s originations come from existing customers with minimal
customer acquisition cost.
● Harmoney is comprised of a team of 80 full-time employees predominantly based in Auckland,
New Zealand, approximately half of whom comprise engineering, data science and product
professionals.
● Harmoney has a highly diversified funding panel with warehouses being provided by three of the
“Big 4” banks across Australia and New Zealand. Harmoney issued its first asset backed
securitisation in 2021, followed up with a $200m New Zealand asset backed securitisation in
August 2023, both being publicly rated by Moody’s.
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