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Hanken Grotesk

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Investors need to listen to Harmoney’s transformation story

Published on The Golden Age , 9th July 2025

The third-quarter results predicting a 10 per cent increase in cash net profit for 2025 suggest this fintech has hit its stride with its technology-driven approach to lending gaining market traction in Australia and New Zealand.

Harmoney (ASX: HMY) has delivered a compelling third-quarter performance that should have investors sitting up and taking notice. The fintech lender’s latest results showcase a business hitting its stride, with upgraded guidance and ambitious growth targets that paint a picture of accelerating returns ahead.

The standout development from Harmoney’s third quarter presentation is the upgraded 2025 financial year cash net profit after tax (NPAT) guidance, lifted 10 per cent from $5 million to $5.5 million. This increase demonstrates management’s growing confidence in the business trajectory, particularly as the company benefits from its proprietary Stellare® 2.0 platform rollout across the Australian and New Zealand markets.

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The Golden Times is a publication designed to provide Australian retirees with news and insights about finance and lifestyle issues to help them live their greatest life.

TheGoldenTimes.com.au : Investors need to listen to Harmoney’s transformation story